Monte Carlo Simulator
Stress-test the glide path across 1,000+ simulated futures. Lottery ticket modeling applied to the speculative sleeve only — not the whole portfolio.
portfolio assumptions
bucket return assumptions
volatility (std dev per bucket)
lottery ticket modeling — speculative sleeve only
Events fire on the speculative sleeve only (SMR / NNE / chaos). When a 10x fires, that sleeve multiplies. When a zero fires, that sleeve wipes. The rest of the portfolio is unaffected. Each year rolls independently.
glide path — phase targets
Phase 1 — now → 2031
Phase 2 — 2031 → 2036
Phase 3 — 2036 → 2043
Phase 4 — 2043 → retire
retirement target
Graduation Scorecard
3-gate evaluation for discretionary book positions. Pulls SEC EDGAR data, runs Claude analysis. Gate 1: Business Viability. Gate 2: Market Recognition. Gate 3: Thesis Clarity.
Session 9 — coming soon
SEC EDGAR free API + Anthropic API via proxy. Runs all three graduation gates and returns a HOLD / GRADUATE / EXIT recommendation with rationale.
session 9
Thesis Review
Quarterly thesis review for any discretionary book position. Paste current data, get a structured HOLD / EXIT analysis with hard trigger dates.
Session 9 — coming soon
Based on the SOUN thesis review framework from Session 7. Runs the three-gate scorecard against any position you paste in. Hard trigger dates enforced.
session 9
About
Portfolio planning tools built across 8 sessions. Architecture locked. Glide path confirmed. Monte Carlo running.
the two-track strategy
Behind on retirement savings for age, acknowledged without apology. Track one: boring S&P 500 core, compounding, don't touch it. Track two: Loonshot — a defined, ringfenced bet that some positions hit big and compress the timeline. If Loonshot goes to zero, retirement isn't ruined. If one or two hit, lost time gets bought back.
locked decisions
93 / 7 allocation locked s3
SWPPX as S&P 500 vehicle locked s5
RNPGX 15% international locked s5
Nuclear 12% / PE 8% locked s6
Chaos sunset May 2029 locked s3
Fixed income 7%→10% locked s4
session log
s1 — inventory · s2 — loonshot structure · s3 — level 1 allocation
s4 — trad IRA + fixed income · s5 — equity bucket + rollover
s6 — thematic sleeves · s7 — SOUN thesis + EIPCX signals
s8 — monte carlo simulator · s9 — graduation + thesis tools ✓
s4 — trad IRA + fixed income · s5 — equity bucket + rollover
s6 — thematic sleeves · s7 — SOUN thesis + EIPCX signals
s8 — monte carlo simulator · s9 — graduation + thesis tools ✓
Retirement Income Dashboard
All projections in today's dollars · Update inputs quarterly from Excel workbook · FL, single filer
✓ Noted — update your Excel workbook too
Monthly income at retirement
—
Social Security
—
—
Portfolio drawdown
4% safe withdrawal
Total monthly income
—
Portfolio projection to retirement
—
Projected balance at retirement (straight-line, pre-inflation)
2026
growth trajectory
2048
Tax efficiency · FL, single filer
—
Taxable SS (85%)
—
Gross taxable income
—
After std deduction
FL · $0
No state income tax
Static fields — update when tax law changes, re-upload. No formulas change.
Your inputs